Is it really dollar for dollar?

Yes — up to $1,700 per person per year, taken off the federal tax you owe rather than off your taxable income. A couple filing jointly can claim up to $3,400.

So what does it actually cost me?

Nothing in the end, as long as you owe at least as much federal tax as you gave. You are redirecting money you were going to pay anyway.

It cannot take your tax below zero, though the excess carries forward up to five years. It only runs in states that opt in. And you cannot direct it to a particular child.

Who gets the scholarships?

Families up to three times the median income for their own area — far more households than people assume. The fund checks income; you never see an application.

No. The credit takes effect January 1, 2027, and funds must be approved first. Anyone taking money for this today is not describing this program.

For donors

Send a kid to school.
Get all of it back.

From 2027, give up to $1,700 to a K-12 scholarship fund and take every dollar off your federal tax bill. Not a deduction — the whole amount.

Free to join
Not a pledge
Two emails, then nothing

First name

Last name — optional

Your state

Yes, email me updates from SGO Guide about scholarship tax credits, giving deadlines, and the schools I care about. I can unsubscribe from any email.

Free, and not a pledge — you are not promising to give anything. We never sell your details, and one click in any email stops everything.

$1,700
Back on your federal taxes, per person: $0
What it costs you in the end: Jan 2027
When you can first claim it

How it works

You give
Up to $1,700 a year to a scholarship fund serving schools in your state.
You claim it back
Off the tax you owe, dollar for dollar — not off your taxable income.
A kid goes to school
The fund pays tuition directly to the school, for a family that qualifies.

And the catch, up front

A credit, not a deduction
A $1,700 deduction saves most people about $400. A $1,700 credit saves $1,700.
Use it or lose it
It only counts in the year you give, and running out of December is how people miss it.
You can’t pick the child
Federal rules forbid earmarking — including for your own kids. Nobody can offer that.

The questions everyone asks

Is it really dollar for dollar?: Yes — up to $1,700 per person per year, taken off the federal tax you owe rather than off your taxable income. A couple filing jointly can claim up to $3,400.
So what does it actually cost me?: Nothing in the end, as long as you owe at least as much federal tax as you gave. You are redirecting money you were going to pay anyway.
What's the catch?: It cannot take your tax below zero, though the excess carries forward up to five years. It only runs in states that opt in. And you cannot direct it to a particular child.
Who gets the scholarships?: Families up to three times the median income for their own area — far more households than people assume. The fund checks income; you never see an application.
Can I give today?: No. The credit takes effect January 1, 2027, and funds must be approved first. Anyone taking money for this today is not describing this program.

Hear about it while you can still use it

One email when your state opts in. One before the deadline. That’s the whole list.